What to Do When Someone Hits Your Parked Car? The Step By Step Process
Coming to your parking lot and noticing that someone has hit your car. How does it feel? Awful, isn’t it? The sinking feeling that you may experience would get worse when you realise that the hitter didn’t even bother to leave a note. When questions like “what to do when someone hits your parked car” troubles you, remember to maintain your calm.
The following section would navigate you through the process that should follow.
What to Do When Someone Hits Your Parked Car- The 4 Step Process
Surfing around for “Someone hit my parked car what do I do” would be the first step you take in such a situation. Go through the following walk through process and know for yourself what to do and what not to.
1. Information Gathering
When you notice that your parked car has been hit, don’t freak out. Panic and stress won’t help with any of it. In case, the driver left a note behind call him immediately. Calmly ask him for a reason behind the accident and collect his information. Negotiating in such a case can help both you and the hitter.
On the other hand, if you are struggling with “someone hit my parked car and left,” there are different ways to collect information. Scrutinize the area for any potential witnesses. Ask them if they know anything about it. Or you could also look for any security cameras installed and request for its footage if the puzzles seem to add up.
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2. Capture the Damage
Taking the pictures of the car parking, and the damage can help you get your insurance claims. Do not ignore and drive away without capturing the images on your Smartphone. Taking pictures from every angle possible could be much helpful.
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The other thing you could do is make a video of the damage for better documentation and proof. What to do when someone hits your parked car may seem complicated, but when you follow organized steps, you could save a fortune. You could also go through driving tips for knowing what not to do in such a situation.
3. Contact the Police
If the damage you notice on your car looks negligible, you could contact a nearby auto repair center. But in case the damage seems severe, contact police your area’s police, immediately.
These officials would document the whole thing and create and document it for future use. This step can help you catch the culprit soon and also aid in filing for insurance claims later. Moreover, it is the police that people fear and are liable to answer thus better results.
4. Claim for Insurance
When “someone hit my parked car” is your concern claiming for insurance becomes a crucial step. Contact your insurance company in the soonest way possible to expect for corresponding settlements.
If the other driver gets caught, you could file through his liability insurance. If that is not the case, you need to file under your collision policy for which you need to pay a deductible. The rate of which would depend significantly on your state and insurance company’s guidelines.
Conclusion
Now that we answered what to do when someone hits your parked car, you would know how to move along the process. Remember not to stress out through the process, instead take things positively.
